If it was purchased with a black card (copied or stolen), the credit card's settlement period is one month, so it is safe if it has not been taken back after 2 months. If the credit card is used fraudulently (a credit card created directly using someone else's information without my knowledge), it will usually be discovered during the annual settlement. But it’s quite profitable to be able to play it for a year and then take it back.
If not, you can only use some foreign recharge wallets.