For the update time of credit report, please refer to Wang Xian's specific introduction:
1, and the credit renewal date of ICBC is from 20th to 24th every month.
2. The update date of CCB's credit information is from 5th of each month to 12 or 14 to 2 1. 3. ABC's credit information update date is 15 -27 every month.
4. The update date of BOC's credit information is from 6th or 8th to 65438+3rd every month.
5. The update date of China Merchants Bank's credit information is from 15 to 19 every month.
6. The update date of Bank of Communications' credit information is 17 -22 every month.
7. The update date of 7.CGB credit information is 19 or 14 every month.
8. The credit renewal date of Shanghai Pudong Development Bank is the 28th of each month or the cycle of 1 -3.
9. Ping An's credit renewal date is 25th of each month.
10, and the credit renewal date of CITIC is 14 or 17 -2 1 every month.
1 1. The update date of the credit information of Lingbi Everbright is from 12 to 14 every month.
12, and the credit renewal date of Minsheng is 12 every month.
13. The credit update date of the Postal Savings Office is during 1 -5 every month.
14, and Huaxia Credit is updated on the 3rd of each month.
Personal credit information system, also called consumer credit information system, mainly provides personal credit analysis products for consumer credit institutions. With the improvement of customers' requirements, the data of personal credit information system is no longer limited to the traditional operation fields such as credit records, and attention is gradually turned to the business field of providing comprehensive social data services.
Personal credit investigation refers to the activities of personal credit investigation institutions established according to law to collect and process personal credit information and provide personal credit information inquiry and evaluation services according to the requirements of users. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.
Legal basis:
credit reporting industry regulations
Article 4 The People's Bank of China (hereinafter referred to as the supervision and administration department of credit information industry in the State Council) and its dispatched offices shall supervise and administer the credit information industry according to law.
The local people's governments at or above the county level and the relevant departments of the State Council should promote the construction of social credit system in their own regions and industries, cultivate the credit information market and promote the development of the credit information industry.