Wei County Rural Credit Cooperative and Huilong Credit Union can apply for overdraft cards. An overdraft card can also be called a credit card, which is what we usually call a credit card. Its biggest advantage is that it does not require cash deposits in advance. You can directly swipe the card for consumption, but the consumption limit must be controlled within the bank's credit limit. Then Just be clear about the consumption limit on the repayment date.

The application and use of overdraft cards

First determine the bank from which you want to apply for an overdraft card, and then go to the bank's business branch. When you go to the branch to apply for an overdraft card, you need to bring your personal valid ID card, and then queue up at the bank to get your number.

After explaining the purpose of your visit to the bank staff, choose the overdraft card that best suits you, and then fill in the application form. After submitting the application form, wait for the bank to review it. After the review is passed, the bank will promptly notify you of the result, and then you will be informed by Send your overdraft card by registered mail.

The overdraft card is a credit card in the true sense, with functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. It has the ability to consume first and then repay, and enjoys an interest-free payment period of up to 56 days. , and has a minimum repayment amount, so customers can repay in installments if they are overdrafted.

Using the card to spend at the bank’s special merchants can enjoy discounts, accumulate personal credit, and add integrity records to your credit file, which will benefit you throughout your life. It is accessible nationwide and is available at all stores with the UnionPay logo. You can withdraw money or make purchases with cards at ATMs and POS machines. There are a variety of discounts and lucky draws throughout the year, so you can always be surprised just by using your card.