Divide by rate. China Merchants Bank mainly uses credit card bill installment and credit card mall installment, in which the number of installments of bill installment is: 3, 6, 12. The available series of shopping malls are: 3,6,12,24. Therefore, the credit card installment payment of China Merchants Bank can be divided into 24 periods at most, and only shopping malls can be divided into 24 periods.
1. This bank provides cardholders with personalized choices such as 2, 3, 6, 10, 12, 18, 24, etc. The handling fee rate of each period is different.
2. If the installment application is approved, the transaction amount can be repaid in installments; If the installment application is unsuccessful, the total amount of the payment transaction will be reflected in your current bill, and you need to repay as scheduled according to the amount shown in the bill.
3. Once the installment application is submitted, it cannot be revoked and the number of installments cannot be changed.
1On April 8th, 987, China Merchants Bank held its opening ceremony in Shekou, Shenzhen, and the first enterprise-founded bank in China was born, with Wang Shizhen as its first president. 1988 We went out of Shekou and opened our first branch-Luohu Sales Department. 1989, the first capital increase and share expansion; In the same year, it became the first pilot bank for offshore business.
On April 3, 20 15, China Merchants Bank Co., Ltd., a subsidiary of China Merchants Group, also announced the suspension of trading. 201510/5 China merchants bank launched ATM "face-brushing withdrawal" service in Shenzhen, and customers can withdraw money without inserting a physical bank card, with a daily limit of 3,000 yuan. If the customer needs to withdraw money, first click and select the "face-brushing withdrawal" function on the homepage of ATM screen, and the system will automatically capture the photos of the scene and compare them with the trusted photo sources of the background bank. After verification, the customer will enter his mobile phone number to further confirm his identity, then enter the withdrawal amount and password, and finally withdraw cash, without inserting a physical bank card in the whole process.
20 17 February, BrandFinance released the list of the top 500 global brands of 20 17, and China Merchants Bank ranked 9 1. In July 18, 19 and 20 18, the Fortune Global 500 list was released, and China Merchants Bank ranked 2 13. 2065438+On September 20th, 2008, China Merchants Bank issued a statement on the national Internet finance registration and disclosure service platform under the China Mutual Aid Association, indicating that it had passed the evaluation of the personal peer-to-peer lending fund depository system (the "white list" of depository banks of P2P online lending institutions). )。
20 18101,Forbes released the list of the best employers in the world in 2018, and China Merchants Bank ranked 160. 20 1 8165438+1October1China merchants bank Shenzhen branch issued the first blockchain electronic invoice after handling the precious metal purchase business for customers, and directly connected to the blockchain platform of Shenzhen tax bureau through the system. The first batch of direct access to the Shenzhen blockchain electronic invoice platform through this system became the first pilot bank in China.
How can China Merchants Bank credit cards be staged?
China Merchants Bank credit card installment has many ways:
1) Shopping mall staging means that you bring your credit card and ID card to the merchants who have staging agreements with China Merchants Bank, and after success, you can pay the handling fee corresponding to the number of staging, and then pay the monthly staging.
2) Go to the Credit Card Mall of China Merchants Bank in official website, and purchase directly online in installments, which will not generate extra handling fees and freight beyond a single installment.
3) If the above method can't be done, go to the merchants who only support credit card consumption but don't support installment, and then apply for installment after one-time credit card transaction. That is the "bill installment" function of China Merchants Bank's credit card, that is, apply for the part with the maximum bill amount of 90% and no more than 80% of the fixed amount in one month in three, six or 12 installments, and bear the corresponding handling fees of 2.6% and 4%.
In short, how to repay the loan in installments depends on the installment method and amount chosen.