It is not necessarily necessary to bind a credit card to Alipay (if the binding amount is higher), it mainly depends on your consumption preferences, the flow of funds in the account, the number of friends, etc.

If you have a credit score of 600, it is recommended that you prepare 10,000-20,000, and then transfer large amounts between friends in Alipay and bank cards more than ten times, and then add some more friends. Your credit score will improve next time, and then you can see if you can open it. The amount should be between 2000-6000.

As for what you said about forced opening, please, this is because you are borrowing money to spend. How can you force others to lend you money~

Hope to adopt it