Credit cards are used because on some occasions, credit cards are only used when cash and bank cards cannot be paid normally. The credit card of CITIC Bank has a certain amount, and the amount of ordinary high-quality customers will be correspondingly higher.
In the loan business of CITIC Bank, personal credit loans account for a large proportion. In many cases, individual credit loans can apply for installment payment. If the cardholder's current amount reaches more than 800 yuan, he can apply for interest-free installment payment.
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Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending, and it is best not to withdraw cash, which is very expensive and uneconomical).
The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day.
Baidu Encyclopedia-China CITIC Bank Credit Card