First of all, two days overdue will cause Bank of Communications to report overdue records to the basic database of personal credit information of China People's Bank. This means that your credit information will be negatively recorded, which will adversely affect your personal credit score.

Secondly, overdue repayment may lead Bank of Communications to take some measures against overdue customers. They may send you a dunning message or call you to remind you to repay in time. If you don't pay for a long time, they may take further actions, such as adjusting your credit limit, charging high overdue interest, freezing your account or even transferring your overdue information to a collection company.

Finally, overdue credit card repayment will have a long-term impact on your credit history. Once the overdue records are recorded in the basic credit database, they will exist in your credit report for a certain period of time. This may cause difficulties in applying for loans, handling credit cards and other financial services in the future, and even lead to rejection.

To sum up, two days overdue will have a negative impact on the credit of Bank of Communications credit card. It is recommended that you repay on time to avoid overdue credit cards.

Extended data:

The influence of overdue credit cards on credit is widespread, whether it is the credit cards of Bank of Communications or other banks. Overdue repayment will produce bad credit records and have a negative impact on personal credit score. Therefore, not only Bank of Communications, but also customers of any bank should attach great importance to credit card repayment and try to avoid overdue. Timely repayment is very important for maintaining personal credit and enjoying more financial services.