Hello, whether the cardholder will be wanted depends on whether the bank reports the case to the public security organ and whether the public security organ files a case. It doesn't mean that people will be arrested if they exceed 10000 yuan, are overdue for three months and don't pay it back twice. There is a lot of luck in this. Some were arrested 1 10,000, and some were fined 50,000 a year. Try not to take risks.