What’s the use of a credit card without a limit?
1. Enjoy preferential discounts and exciting rights. If the credit card you applied for has no limit, please don’t be disappointed. The bank has not directly rejected the card for you. Fortunately. Although a credit card with no limit cannot overdraw the bank's money, if you deposit money and then use the credit card to pay for the bill, you can still enjoy the card's preferential activities and related value-added rights, and you can also accumulate credit card points. Saving money for consumption with a credit card is always more cost-effective than using a debit card.
2. Accumulate credit and prepare for a limit increase. If a bank issues a 0-limit credit card to you, it must be because you do not have enough application conditions and do not have stable income and repayment ability. Therefore, cardholders can save their own money for consumption, accumulate their own credit card records, and prepare for future card limit increases or even loan applications. If you feel that your credit card has no limit and is of no use to you, and you choose to cancel the card directly, it may have an impact on your future card applications.
The reason why the credit card limit is 0: Generally, the cardholders of credit cards without limit issued by banks are not students, or some people with "marginalized" application qualifications. In order to prevent and control risks, and to seize the market without losing customers, banks will try their best to reduce the card limit for card applicants who are not qualified to apply for a card, or even directly reduce the card limit to 0. The above is the relevant introduction to credit cards without limits. If you want to apply for a credit card, but do not want to be rejected or have a very low limit, you can apply for a credit card. As a third-party card application agency, we have cooperation with major banks. The application threshold Low price and fast card processing!