Did you forget the words "moderate consumption" when you bought it at buy buy? Have you ever thought about what to do after overspending?
At this time, there are advertisements such as "credit card repayment", but don't rush, this kind of repayment will be very expensive!
First of all, you may disclose personal information.
Substitution is the beginning of cheating. First of all, you need to provide personal information: card number, password, ID number, CVV code, etc. After obtaining information, you can steal credit cards and use personal information for other illegal channels.
Secondly, how to identify the authenticity?
Replacing the platform is also true and false. It's easy to say if it's true, but you need to pay a higher handling fee. But what if you encounter a fake one? You go to them with joy to help you pay back the money, but you don't know that you have fallen into someone else's trap. If so, don't you have to pay more than debt?
And, the card crisis.
There are many agencies in the market, some of which are closely watched by banks because of their frequent illegal operations. If you find them, do you think your behavior can hide from the eyes of the bank?
Therefore, when there is no way, it is best not to choose to pay back the money. There are many formal methods: bill installment is a very good way; Even, the minimum repayment amount; If not, just modify the bill.