CITIC Bank's credit card can be used beyond the limit, but it is only open to some qualified users of CITIC Bank. If the user is qualified to use the card beyond the limit, he will receive an invitation message from the Credit Card Center of CITIC Bank, and then reply to the opening according to the prompt. After the successful opening, you can use the credit card of CITIC Bank over the limit. However, CITIC Bank will constantly adjust the amount according to the user's card usage.