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Can bad guys successfully apply for a credit card by defrauding their ID card information?

Hello, if your ID card falls into the wrong hands, there is a risk of being issued a credit card.

1. Apply for a loan

Some small loans only require an ID card and student ID card. Just like not long ago, Wan Wenjing, a sophomore at a university in Chengdu, was granted a loan of RMB 11,000. As a person with a serious mismatch between income and debt, it is difficult to bear such a huge burden, let alone a student. What’s more noteworthy is that if others use your provincial certificate to apply for naked loans, it may have a great impact on your reputation.

Just like the picture below, Luo Ye Law reminds everyone to be careful

2. Apply for a credit card

In the past few years, applying for Credit card procedures are not as complicated as they are now. Others can use other people's ID cards to apply for credit cards. After that, use the credit card to make purchases or cash out. In the end, the whole bad debt fell on the original owner of the ID card. Although you don't owe the money, the pot will usually hit you first, and it will take some effort to get rid of it.

Nowadays, the procedures for applying for a credit card are complicated, but criminals always like to find loopholes, so everyone still needs to be careful to avoid being impersonated.

3. Criminal use of identity cards

Wu Hua and Sun Jin are similar in age. In 2010, Sun Jin fraudulently used Wu Hua’s identity information to obtain Wu Hua’s identity card and defrauded him. The household registration was moved to Funing. Then he committed a crime. In the end, the Funing County People's Court of Yancheng sentenced Sun Jin (pseudonym) to 6 months in prison, suspended for 1 year, and fined 30,000 yuan for illegally crossing the border.

4. Go to jail for using your ID card

Example: The relevant person in charge of the Nanjing Municipal Procuratorate said that during their investigation, they found that the criminals in two theft cases used other people’s identities to One case involved a Guangxi native named Tong who used the ID card of a man with the same surname in the same village after being caught stealing. The other case involved a Chongqing native named Yuan who picked up someone else's ID card and pretended to be the other person.

The above are the serious consequences of stolen ID cards compiled by the editor. In addition, ID cards have other uses. Readers must keep their personal ID cards and identity information properly to avoid any inconvenience to you. Necessary trouble.

Resident ID cards also have these functions!

1) Withdraw remittances and emails;

2) Register for military service;

3) Apply for exit procedures;

4) Apply Procedures for taking civil aviation

5) Voter registration;

6) Apply for motor vehicle and boat driving licenses and driving licenses, and non-motor vehicle licenses;

7) Household registration;

8) Marriage registration;

9) Participate in social insurance and receive social relief;

10) Enrollment and employment;

11) Participate in litigation activities;

12) Handle personal credit matters;

13) Handle notarization matters;

14) Stay in a hotel and handle registration procedures;

15) Go to the border management area;

16) Apply for an individual business license.

Legal reminder: No organization or individual may seize resident ID cards. However, this does not apply to cases where the public security organs implement compulsory residential surveillance measures in accordance with the Criminal Procedure Law of the People's Republic of China.