The card application channel of Agricultural Bank of China is also very similar to that of Bank of China, so I won’t go into details here. Some time ago, an intermediary copied the Agricultural Bank of China's express card. No one could tell the truth. They were all following others' opinions. Whether or not to apply for a card is not the final decision of one person. It is the bank's judgment based on the individual's credit qualifications. , so I suggest you not to believe in any internal channels or reporting channels. They are pure nonsense. They are just for fun, just to make you believe and make your money.

To apply for an Agricultural Bank of China card, it is best to go to an branch with proof of financial resources. It is more efficient. For high-quality customers, the online application will be reviewed very quickly and you can go directly to the branch for an interview. For ordinary customers, the review cycle is quite long. It will make people unbearably lonely.

The Agricultural Bank of China credit card is listed as the first-tier credit card, and it has advantages in terms of limit increase. As long as you spend well, you can apply for a fixed increase on the three-billion installments by phone. Remember not to give it temporarily, but ask for it. The fixed period will be temporarily delayed.

Let’s talk about how to increase the limit:

First, increase the limit through online banking; open Baidu and search for Agricultural Bank of China, enter online banking and click on the credit card. There is an option to adjust the limit. Enter what you want. Just submit the adjusted limit. Note that the temporary limit of the Agricultural Bank of China can take effect in a timely manner, while the fixed limit requires one day of review.

Second, raise the limit by phone; make at least 5 purchases within 2 days before raising the limit, regardless of the amount, and then call the manual customer service directly to apply for the limit increase.

Third, log in to the Agricultural Bank of China mobile app, click on the credit card menu, click on Settings, there is a temporary limit adjustment, you can check it out, you can not use it temporarily if funds are not very scarce.

Fourth, if you have sufficient funds, you can do Agricultural Bank of China’s financial management, starting from 50,000, consider the "Golden Key. Peace of Mind" RMB financial product. After purchasing, you can continue to spend with your credit card, and you can use the card Try to use the card wherever possible, and there is no big problem if you make 5 purchases a day. Let’s see if there are any unexpected effects after a week. It's just experience. It still depends on personal qualifications and the credit limit increase cycle of the credit card you have.

The Agricultural Bank of China is a very strange bank. After issuing a large number of cards, it has spawned many 500-yuan cards without raising the limit. In a previous class, we talked about the installment rates of major banks. I don’t know if you have studied it carefully. The installment rate of Agricultural Bank of China is 0.6% no matter how many installments it is, which is the same as the credit card rate, so you can seize this point. Click on the article. If you want to increase the amount, the comprehensive score should be sufficient. When the handling fees are the same, you might as well try a single installment, multiple installments, and then installment after consumption, but it is still better to be appropriate. Agricultural Bank of China likes small amounts and multiple transactions, which means the frequency of consumption must be high. Don’t touch large amounts. Agricultural Bank of China likes to hold grudges. Be careful and will lock you up forever if it offends you.

The Agricultural Bank of China has a long way to go to raise the limit. In short, it is a very good credit card. Remember to make multiple small amounts and at least 20 transactions in a single month. You can try 30, 40 or even 50 transactions. Don’t be afraid. , you have to be brave when proving your strength; the small amount is controlled to about 5% of the fixed amount, and there is no need to care about time or the merchant. With such a small amount, the bank has no time to mess with you.