It won't cancel automatically. As long as any bank's credit card is activated, an annual fee will be charged and it will never be automatically cancelled. Automatic account cancellation is only applicable to debit cards. Debit cards are automatically closed after half a year, and the balance remains unchanged.

1. Every credit card has a validity period, usually 3-5 years after its issuance.

2. The validity period of a credit card is generally printed under the card number on the front of the card, with four numbers separated in the middle, with the month in front and the year behind, 10/ 19, which means that the card will be invalid at the end of this month.

If the cardholder doesn't open the card before its validity, the credit card will be invalid.

Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders do not need to pay cash when using credit cards, but will make repayment on the billing date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.