1. Bank Counter Repayment: Cardholders can repay in cash or by transfer at the counter of Guangfa Bank;

2. Online Banking Repayment: Cardholders can use the debit card and quasi-credit card accounts of Guangfa Bank that have signed online banking to repay their credit card accounts.

3. Customer service telephone repayment: the cardholder repays the due amount by calling the customer service telephone of the bank and purchasing foreign exchange with the RMB deposit or available line in the credit card;

4.ATM transfer repayment: the cardholder can transfer the funds of his debit card and quasi-credit card to the credit card account for repayment through ATM;

5. Automatic repayment: the cardholder can repay the credit card payable in RMB to the agreed account, or repay the credit card payable in RMB to the agreed account in US dollars, or purchase foreign exchange from the agreed account in RMB;