2. It can be handled through third-party platforms such as Alipay and WeChat. Take WeChat as an example. Users can pay attention to the official WeChat account of the bank, select the card in the menu bar, find the bank card they want to apply for, fill in personal information and submit it.
What is a free bank account?
On August 1 day, the Measures for the Administration of Service Prices of Commercial Banks and the Catalogue of Government-guided Prices of Commercial Banks were implemented, and customers can apply for a "free account" from the bank. The new regulations clearly point out that commercial banks should provide account management fees (including small account management fees) and annual fees (excluding credit cards and VIP accounts) to bank customer accounts (excluding credit cards) according to customer applications.
General bank accounts need to charge an annual fee of about 10 yuan and a small account management fee. After users apply for a free account, they can be exempted from these two fees. So how do you apply for a free account with the bank?
How to apply for a "free account"?
At present, the reduction of small account management fee is based on the application of customers. If you don't apply, the bank won't offer you a free account.
1. If you are a new customer of the bank and have not opened an account before, you can apply directly; If you are a cardholder, you need to apply to modify the settings of the old card.
2. To apply for reducing the account management fee and annual fee, I need to go to the bank counter with the original bank card and ID card. At present, some banks support online banking and mobile banking. In order to avoid wasting time, you can call the bank customer service first and then apply.