Nowadays, due to the accelerated pace of people’s life and work, changes in lifestyles, increasing environmental pollution, and various difficult and difficult diseases, huge medical expenses can often drag down a family in a short period of time. Across. Therefore, many wise people will buy a commercial hospitalization medical insurance for themselves and their families to reduce the pressure of their own medical expenses.
Huizhong Hospital Fixed Benefit Medical Insurance
With the continuous development of the insurance market, more and more friends now choose to buy health insurance. Here I recommend that you choose Cigna Investment Huizhong Hospital Fixed Benefit Medical Insurance, so what are its features? Below is an insurance case to give you a detailed introduction.
Insurance case: Mr. Zhong is 30 years old and has insured Cigna Huizhong Hospital Fixed Benefit Insurance Plan. So what kind of protections can he enjoy?
1. Cheap premiums and high coverage
Mr. Zhong pays a monthly premium of 76.32 yuan (only 2.54 yuan per day to enjoy one-time hospitalization coverage of up to 365 days).
2. No claim settlement reward, reward 25% of the premiums paid throughout the year
If Mr. Zhong does not have an insurance accident that requires the insurance company to pay insurance premiums in the current insurance year, he will be rewarded in the next insurance year. During annual renewal, you can also get 25% of the total monthly premium, that is, 76.32*12*25%?=228.96 yuan as a non-insurance payment reward, which is equivalent to a monthly payment of 57.24 yuan. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
3. Double medical subsidies
Four months after successfully insuring Cigna’s “Huizhong Hospital Fixed Benefit” medical insurance plan, Mr. Zhong unfortunately In the event of a car accident, hospitalization is required and the actual hospitalization is 30 days. Because of this insurance protection, Mr. Zhong can receive daily hospitalization insurance: 100 yuan/day × 2 × 30 days = 6,000 yuan;
IV , flexible method
No physical examination is required, you can apply for insurance over the phone.
5. Wide insurance coverage
Insurance age: 18 years old to 60 years old (inclusive), and the renewal age can be up to 64 years old. Choose monthly or annual payment method.
The above are the features of Huizhong Hospital Fixed Benefit Medical Insurance. Everyone must buy a health insurance for themselves as early as possible to prepare for emergencies.
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