1, the money from the credit card will be given as a red envelope, because the money from the credit card can only be used to deduct the new transaction principal, but not the bank fees, such as annual fees, interest, fees, liquidated damages for overdue repayment, and so on. In addition, you can't use the money spent on credit cards to deduct the amount due.

2. Installment payment in the card can only be used to deduct the handling fee of each installment for free installment or bill installment within the validity period of the card.

As for how to deduct, in fact, these two kinds of installment red envelopes are directly deducted after the transaction is generated, and no manual operation is needed. After receiving the credit card payment, it is directly returned to the credit card account and exists in the form of overpayment.