The basic functions of credit cards are basically the same, and they can all be consumed first and then repaid; Use the cash advance function; Select the business with minimum repayment amount; Online shopping; Shopping in installments and so on.

If there are no special requirements for credit card spending, you can apply for either one.

1, by region: generally, there are two kinds of domestic cards and international cards. Generally, it is a domestic card, that is, a single currency credit card.

2. According to use: general supermarkets, electrical appliance cities, shopping malls, restaurants, hospitals, networks, telecommunications and other places can consume, and places with POS machines can also use credit cards.

Tip:

1. If credit card support only supports mirror use, it can only be used at POS machines of any domestic merchants or counters with UnionPay logo.

2. Some bank cards also support consumption abroad. For example, Bank of Communications Pacific Credit Card supports consumption abroad and is settled in US dollars. The key lies in the attribute when handling the card.