JCB on CCB's credit card is a Transformers credit card jointly issued by CCB and Japan Global International Credit Card. JCB Transformers Credit Card and CCB's ordinary credit card have the same basic functions. Transformers Puka is a UnionPay -JCB dual-currency credit card, which can be used through domestic and overseas UnionPay and overseas JCB networks, but gold and platinum cards are JCB single-logo credit cards and cannot be used in China. At present, this card is free of annual fee, regardless of whether there is a credit card record or not.