whether the money owed by the husband to the credit card is related to you or not depends on the situation. 1. If the money owed is used for self-consumption and not for family life, it belongs to her personal debt and has nothing to do with you; 2. If your husband uses the money owed to the credit card for family life, it belongs to the husband and wife, and it has something to do with you, and you have to pay back the money. Article 164 of the Civil Code stipulates that the debts incurred by both husband and wife with the same signature or by one of them with the same intention after ratification, as well as the debts incurred by one of them in his own name for the daily needs of the family during the marriage relationship, belong to the same debts of husband and wife.

The debts incurred by one of the husband and wife in their own name during the marriage relationship beyond the daily needs of the family do not belong to the same debts of the husband and wife; However, the creditor can prove that the debt is used for the husband and wife's * * * life, * * * production and operation, or based on the same meaning of both husband and wife.

Legal basis

Article 164 of the Civil Code of the People's Republic of China * * * Debts owed by the husband and wife * * * with the same signature or later ratification by one of the husband and wife, and debts owed by one of the husband and wife for the daily needs of the family in his own name during the marriage relationship belong to the same debt. The debts incurred by one of the husband and wife during the marriage relationship in their own name beyond the daily needs of the family do not belong to the same debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's * * * life, * * * production and operation, or based on the same meaning of both husband and wife.