If the bank finds that there are no outstanding bills, unpaid fees or extra money in your card after the audit, then the bank will cancel your card after 45 days. If you want to check whether your card has been cancelled, you must wait until 45 days after you apply for cancellation.
The following are the methods of inquiry: the first one is to call the customer service phone of the bank directly and confirm with the customer service staff. The second is that you can also ask the bank to send a cancellation fax or mail a cancellation certificate. Third, you can also log in to the Credit Information Center of the People's Bank of official website and China, and check the personal credit information report to confirm whether the card has been cancelled successfully.
What you need to be clear is that if the bank finds that there are still unpaid fees or extra money in your card during the audit process, it must repay the money first or take out the extra money as soon as possible before canceling the card.