The overseas credit card cancellation telephone number: 86-755-84391000;
The domestic credit card cancellation telephone number: 400-820-5555.
1. When you no longer intend to use your credit card, it is necessary to cancel your credit card. If you do not cancel your account, the bank will charge an annual credit card fee. If there is no overdraft limit on the card, you can apply for cancellation at any time. If the card has not expired, you need to apply for the card first and go to the bank to cancel the account one day later. If the card's validity period has expired and the account balance is zero, you can go directly to the designated bank outlet to cancel the account. When you cancel your account, please bring your valid ID card and the original ID card. If it is inconvenient for you to check out, someone else can do it for you. The trustee can do it for you with the written power of attorney and the original valid ID card of the trustee (me). Handle cancellation business.
2. Cancellation of China Merchants Bank credit card can be done through the 800 hotline. China Merchants Bank branches cannot cancel the card directly. Even if you go to a China Merchants Bank branch, the bank salesperson can only cancel your card through the 800 number. Whether it is a China Merchants Bank card that has been opened or a China Merchants Bank card that has not yet been opened, please call the customer service hotline of China Merchants Bank Credit Card Center: 800820555. After connecting, press "1" to enter the Chinese service, and then press "9" to enter the cardholder manual service. If you want to cancel the card, please contact customer service. Cancellation of the credit card is completely free.
3. You can keep the canceled credit card or cancel it and throw it away. China Merchants Bank will no longer ask you for this card. To cancel a credit card, users only need to call the bank's customer service number and be directed to manual service. After the application is successful, the bank will cancel the credit card for the user. During successful processing, users must retain or destroy their credit card. Please do not throw it away casually due to application for cancellation to avoid being stolen by unauthorized persons. There are also concerns among some users when they want to cancel their credit cards. They worry that canceling their credit card will have a negative impact on them.
: In theory, there are no direct adverse consequences of canceling a credit card. If users don't want to use their credit card, they can cancel. However, canceling a credit card may have indirect consequences on the credit card itself, primarily in the subsequent processing of the credit card.
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