telegraphic transfer: it is suitable for international students who have gone abroad and have accounts abroad, or pay tuition fees or registration fees for international students who have gone abroad; If the tuition or registration fee is paid by telegraphic transfer, the current situation is that it can be received in 2-3 days, but there is a 1% handling fee and a certain amount of telecommunication fee.
Bill remittance: it is suitable for foreign students who go abroad for the first time and have not yet opened a bank account abroad. By way of bill remittance, they can do it as long as they provide their names and the names of their cities. Foreign students can take their bills abroad and collect them in foreign banks.
Traveler's check: It has various denominations and can be used directly as cash in many countries, without having to go to the bank to cash it first. If it is lost, you can also report the loss, claim compensation and emergency compensation. The fly in the ointment is that the handling fee for traveler's checks is higher.
You can also try to use online banking to send money overseas. At present, most banks can provide remittance services in nine currencies, including US dollars, Hong Kong dollars, euros, pounds, Japanese yen, Australian dollars, Canadian dollars, Swiss francs and Singapore dollars, which can save the hassle of queuing at outlets and filling out forms manually.
As for the international student credit cards or international credit cards introduced by many banks, it is recommended to use them with caution. Because the issuing bank of credit card is in China, although it is convenient to consume, it needs to pay an annual fee, and the handling fee for withdrawing cash abroad is higher.