How to check the progress of a credit card

Friends who have just applied for a credit card often ask a question: How to track the progress of my credit card application? In fact, there are many ways to know the progress of your credit card application.

1. Inquire through the official website of the bank

Basically, the card application progress of all bank credit cards can be queried through the official website. Taking Shanghai Pudong Development Bank as an example, log in to the official website of Shanghai Pudong Development Bank and enter the credit card center. Click Application Progress Query and enter the ID number according to the prompts on the page to check the results. Some banks even do not need to enter the official website. You can directly enter "xx bank credit card progress inquiry" in Baidu to get the corresponding inquiry page, and click to enter.

2. Inquiry through WeChat official account

3. Inquiry through mobile banking

Take China Construction Bank as an example. Applicants can download China Construction Bank mobile banking, download After completion, enter the Credit Card Center, slide the page to find the button to check the progress of credit card application, click it, and enter the application number according to the system prompts to see the query results.

4. Inquiry at the counter

Go to the bank branch with your ID card and make inquiries under the guidance of the staff.

5. Call the customer service hotline for enquiry.

Call the card issuer’s customer service hotline and transfer to manual service for enquiry.

6. Inquiry via SMS

Some banks have opened SMS inquiry service. Taking ICBC as an example, send the SMS "CXBK# ID number" to 95588 and follow the prompts to inquire. Can.

How long does it take for a credit card application to be processed_How to check the progress

How long does it take for a credit card application to be processed

The processing time for a credit card mainly depends on the application submitted by the cardholder Information and the chosen processing channel are related. Generally speaking, applying for a credit card is divided into four steps:

First, the cardholder submits the application information.

Secondly, the credit card center review department will score based on the applicant’s personal situation. If the information submitted by the applicant is complete, the process usually takes 10 working days. If the information provided is incomplete, it may require longer.

Again, if the bank's review is passed, the card-issuing bank will issue a card for the cardholder within 2 working days.

Finally, send the credit card by registered mail or express delivery. Registered mail usually arrives in about 15 days, and express delivery usually takes about 5 days.

The above is the time required for applicants to apply for credit cards at bank branches. If the applicant applies through the website or mobile banking, the information review will generally be completed within 5 working days, and then 2 Complete the offline signing within working days, and finally make the card and send it. In addition, if you are a user who has already applied for a credit card, it will usually take 3 working days for your card to be issued if you apply again.

Credit card application progress inquiry

During the credit card application process, if you want to know the credit card application progress, you can inquire in the following 5 ways:

1 .Online query

Enter the official website of the card-issuing bank, log in to personal online banking, enter the credit card section, click Application Progress Query and enter the relevant ID number and information to check the credit card application progress.

2. APP query

Many banks now have their own dedicated credit card APP, such as Bank of China’s Colorful Life. After downloading and installing, go to the card homepage in the bottom menu bar and find For progress inquiry, you need to provide the credit card applicant's ID number and the verification code of the reserved mobile phone number to know the progress of the credit card application.

3. Telephone inquiry

Call the official customer service hotline of the card-issuing bank or the credit card service hotline, then select manual service and make inquiries with the help of the staff.

4. Counter inquiry

Go to the card-issuing bank’s offline branch with your ID card. Make inquiries under the guidance of staff.

5. WeChat query

Follow the WeChat public account of the card issuer, for example, pay attention to the service account of China Merchants Bank, China Merchants Bank Credit Card, and then click on the bottom menu bar to apply for a cash card - progress card activation. Then follow the page prompts to enter relevant information such as ID number and mobile phone number to query.

I applied for a credit card at Agricultural Bank of China. How can I check the progress?

Hello, you can check the progress of your credit card application through the following channels:

1. Palm Bank: Please log in to the Palm Bank APP and click "Credit Card → Progress Query" to check the credit card application. schedule.

2. WeChat: Please follow the "Agricultural Bank of China" WeChat official account and click "Micro Finance → Credit Card → Card Application → Progress Query" to check the progress of credit card application.

3. Credit card WeChat: Please follow the "Agricultural Bank of China Credit Card" WeChat official account and click "Want a Card→Application Progress Query" to check the credit card application progress.

4. Online banking: Please log in to personal online banking and click "Credit Card → Application → Card Application Progress" to check the progress of credit card application.

5. Customer service hotline: Please call the Agricultural Bank of China credit card 24-hour customer service hotline 4006695599 to check the progress of your credit card application.

(Answer time: June 22, 2020. In case of business changes, please refer to the actual situation.)

This is the introduction of how to check the progress of credit card processing.