Each bank's credit card charges different interest every month. For example, the annual loan interest rate of the issuing bank of your credit card is 10, and the total amount you should pay back in the first year is 6600 yuan. In the second year, increase 10 to 7260 yuan on the basis of 6600. 7986 in the third year and 8784.6 in the fourth year; The fifth year is 9663.06; The sixth year is 10629.366 yuan.

The name of the credit card means that the bank overdraws your credit. If you can't pay the minimum repayment amount after the repayment period, you can find it in your credit record, so small that you can't get another bank's credit card in the future, so big that it will affect your car loan and mortgage in the future. Credit records are recorded in the central bank's credit system. If you forget to pay back, I suggest you pay back quickly, because a person's credit history will accompany you for life!

I hope my answer can help you!