1. Automatic repayment: The cardholder holding the standard revolving music installment card of Changsha Bank can automatically associate the repayment amount of the credit card bill with the bound bank savings account or other payment accounts by setting the automatic repayment function, so as to realize automatic monthly repayment, ensure timely repayment and avoid the influence of overdue expenses and credit records.

2. Manual repayment: Cardholders with the standard installment card of Changsha Bank can choose to repay manually, and make repayment through transfer, online banking or mobile banking channels. Before the repayment date, the cardholder should ensure that the credit card consumption amount is paid to the designated repayment account in time, and that the repayment amount is not less than the minimum repayment amount, so as to avoid the impact of overdue expenses and credit records.