One: It should be unnecessary.

Two: Offline credit card payment without entering a password is more popular abroad, and it has already existed in China. Currently, large shopping websites including ticket bookings support this payment method.

Three: Although the password-free payment method for credit card online shopping is convenient for cardholders, as long as others know the cardholder’s credit card information and personal information to a certain extent, there is a risk of being misappropriated.

Four: It is recommended that when shopping online, you should try your best to choose websites that provide multiple payment methods, such as adding passwords or SMS verification codes. In addition, cardholders should take good care of their credit cards on a daily basis and do not leak credit card information at will.