What is the scope of use of Bank of China Charity Credit Card?

Usage scope of Bank of China Charity Credit Card:

1. Bank of China network: Bank of China counters, ATMs, self-service terminals, and merchants.

2. UnionPay network: domestic merchants and ATMs, merchants and ATMs in specific overseas areas.

The above content is for your reference, please refer to actual business regulations.

What are the advantages of BOC Charity Credit Card product?

Advantages of the Bank of China Charity Credit Card:

For every voluntary service, green travel, daily consumption, financial management and other behaviors of the cardholders of the "Bank of China Charity Credit Card", Bank of China All will donate 0.1 yuan to the charity fund, integrating financial services into charity donations. At the same time, Bank of China and Guo Mingyi’s charity team will actively lead the party building units and charity team units to participate, so that the 0.1 yuan charity charity fund will continue to grow and become a tower. The public welfare funds are deposited into the public welfare account of Guo Mingyi's love team every quarter and used for targeted poverty alleviation public welfare projects, allowing love to be spread on warm "public welfare" financial products. The details are as follows: Daily consumption, focusing on public welfare: For every daily consumption such as shopping, dining, entertainment, ticket purchase, etc., cardholders only need to use the "Love Card" to pay (swipe the card, bind Alipay, WeChat, and UnionPay QuickPass). etc.) and the single amount exceeds 100 yuan, Bank of China will donate 0.1 yuan of charity fund for targeted poverty alleviation public welfare projects.

Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.

The above content is for your reference, please refer to actual business regulations.

What types of Everbright Bank credit cards are there?

Ebright Bank credit cards have the following types:

1. Business and travel credit cards.

This type of credit card is mainly issued by the unit, which can help the unit improve the management of travel expenses and facilitate employees to reimburse business trip expenses. At the same time, the unit can also provide cardholders with a higher consumption limit guarantee.

2. Sports credit card.

This type of credit card is sports-themed, and its main function is to provide convenience in purchasing tickets for certain sports events, or to play sports at cooperative venues at preferential prices.

3. Charitable credit cards.

This type of credit card is usually themed around a charity activity. China Everbright Bank will make donations to the charity activity based on the cardholder’s card application or card consumption.

4. Car/gas credit card.

China Everbright Bank does not issue real car/gas credit cards. The Everbright/Wanxing co-branded credit card is only issued in Shanghai and can be used as a membership card of Shanghai Wanxing Automobile Company to enjoy car sales, insurance and other services provided by the company.

5. Credit cards for shopping and consumption.

There are many such credit cards. They are generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can be used as the membership card of the co-branded party to enjoy discounts on shopping purchases.

6. Other specialty credit cards.

The slogan of Yanhuang Credit Card is "Exclusive to Chinese all over the world". It is actually a credit card issued for high-end customers (including overseas compatriots in China). Cardholders can enjoy VIP clinics at member prices. Expert appointment, international outpatient diagnosis and treatment, appointment and other health service functions.

7. Standard credit card.

Sunshine Credit Card is a standard credit card issued by Everbright Bank. In addition to the basic functions of a credit card, it has also jointly developed a business travel service function with Ctrip. You can book travel products (air tickets, hotels, etc.) at preferential prices and swipe the card Earn double points for spending.

Extended information

1. All Chinese citizens, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, have legal and stable income, and are in good standing can apply. Apply for a personal credit card master card from the card issuer with your valid ID.

Note: To apply for a card, you need to attach a work certificate, and other conditions include social security, good companies such as government agencies, vehicles, houses, etc. You can contact the specific phone number

2. Main Card Holder The primary cardholder and the secondary cardholder use the same credit limit; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transaction amounts and corresponding interest and fees of the secondary card will be credited to the primary card Account, the main cardholder shall be fully responsible for repaying the debts incurred under the main card and supplementary card.

3. Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic account at a financial institution in China, with independent legal person status, can open an account with the certificate issued by the People's Bank of China. Please submit license and other information to the card issuer to apply for a unit card. If you apply for a corporate card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange.

Each unit can apply for several unit cards, and its cardholder qualifications shall be designated or revoked in writing by the legal representative of the applicant unit or its authorized agent. The applicant unit shall bear all debts incurred by the unit card.

4. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the requirements of the card issuer, and sign a contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.

5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.

6. Everbright Bank credit card issuer provides cardholders with inquiry passwords and transaction passwords through designated channels.

7. After receiving the credit card, the cardholder should immediately sign the same signature as on the credit card application form in the signature column on the back of the credit card, and use the same signature when making transactions, otherwise, it will result in The cardholder is responsible for any losses.