The differences between unbounded cards and credit cards are:

1. Unbounded cards provide users with diversified payments such as consumption, cash deposits and withdrawals, transfers, mobile QuickPass, and barcode payments through digital services. Demand;

2. Unbounded card issuance is more efficient and convenient. Users at home and abroad can quickly apply for, bind and use cards through various channels such as Cloud QuickPass APP, commercial bank APP or mobile wallets. Optimize the user experience of using the card, and at the same time realize the integration of card and code. You can call the Unbounded QuickPass card and Unbounded Card QR code with one click on your mobile phone, and choose to pay with mobile QuickPass or QR code;

3. Unbounded Card ensures payment security. Through payment tokenization, channel encryption, real-time risk control and other comprehensive technical means, the card number, validity period and other information are fully protected to ensure the security of users' funds and information;

Four , Unbounded Card helps cross-industry cooperation and interconnection of scenarios. With the Token2.0 digital payment system, users can choose to push digital bank cards to payment scenarios such as e-commerce, public transportation, and mobile wallets, and are equipped with rich exclusive card rights. Build an interconnected digital payment ecosystem.

1. Unbounded Credit Card

Unbounded Credit Card is a virtual card, which needs to be bound to a payment tool. You can bind the card number to WeChat or Alipay or UnionPay Cloud Flash You can pay either way, just select this card when scanning the QR code to pay. "Unbounded Credit Card" is actually a virtual digital credit card product with no physical medium. After customers apply, they will get a string of card numbers, which can then be bound to UnionPay Cloud QuickPass, as well as third-party payment platforms such as WeChat and Alipay for consumption.

2. Things to note when using credit cards:

1. Pay attention to two dates, the billing date and the repayment date

Generally, the repayment date is after the billing date 20 days or 25 days. If the card is swiped one day after the bill date, the interest-free period will be the longest. If the card is swiped the day before the bill date, the interest-free period will be the shortest.

2. Protect the credit card information

The three most critical information on the credit card: card number, expiration date, and CVV code. These three key information affect the security of your card use. , especially the CVV code, which is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code. Some people even use a razor blade to scratch off the CVV code directly, and keep those three numbers in mind.

3. Only by swiping your card frequently will you be able to avoid annual fees; only by paying your bills on time can you increase your credit limit

Generally, the annual fee will be waived if you swipe your credit card six times. Therefore, you must pay the annual fee. In addition, you can increase your credit card limit by swiping your card more frequently. At the same time, you must pay off your bills on time and maintain a good credit record. This is also a way to increase your credit limit. And now mobile POS cardless payment is also very convenient and belongs to online consumption. Combined with daily offline consumption, multiple combinations can be used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified, and you don’t have to go to a bank branch or teller machine to transfer funds. Repayment.

5. If your funds are not flowing smoothly, or your repayment is delayed due to something, you can call customer service to apply for an extension of repayment

If your funds are temporarily unable to be circulated, or your repayment is delayed due to something If your repayment is delayed, don’t worry, call the bank’s customer service immediately and apply for an extension of one to three days.

6. What should you do if you are short of funds? Apply to change the billing date and extend the interest-free period

When applying to change the billing date, you should pay attention to calculating the billing date and enjoy the longest interest-free period. interest period to relieve the pressure of tight funds. However, this skill cannot be used every month. It is said that some banks can only apply for changes once every six months, some banks can only apply for changes once a year, and some banks can only apply for changes in a lifetime. Once!