First, ETC credit card quota mainly depends on strength.
After you apply, the bank should conduct a comprehensive audit according to the information submitted when you apply, combined with your income and personal credit. So how much you can give depends mainly on your own comprehensive strength. In fact, the same card type, different people apply, and the amount is different. The key is to look at people, not cards.
If you want a higher quota, you can provide more financial proof, such as real estate, automobile production, time deposit certificate or passbook application from China Construction Bank. Sufficient information provided may be helpful for your quota review.
Testing and evaluation
Which bank ETC credit card is better? The annual fee is less, and the high-speed traffic is faster.
2. What is the credit card limit of 2.ETC in each bank?
Let's take a 300,000 car as an example. If it is China Merchants Bank, the first application amount is generally between 6000- 12000. Bank of Communications is around 18000; Shanghai Pudong Development Bank is around 23,000; Minsheng Bank is around 25,000 to 38,000; CITIC Bank is around 22,000; Everbright is around 30,000, and ABC is around 5,000. ICBC may be between 1000 and 50000; Huaxia Bank's ETC credit card limit is relatively high, ranging from 1 0,000 to 80,000.
In fact, the credit limit of ETC credit card will increase with the accumulation of your credit card consumption, repayment and card holding time. You can call the free service hotline to increase the credit limit after 3 months, and we will apply to the relevant audit department for you according to your consumption indicators, repayment records and consumption habits. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates, and the audit department will evaluate your credit limit according to the attached materials. At the same time, you can also apply for a temporary line for emergency overhead telephone.