What should I do if my credit card points are frozen?

When a user uses credit card points to redeem gifts, the bank will require that the user's credit card status is normal. Therefore, the credit card is frozen and the user will not be able to use the points. A frozen credit card can be lifted. After the user solves the problem, he or she can actively apply to lift the freeze. When the credit card status returns to normal, the user can use credit card points. There are also a very small number of banks that allow users to use points when their credit card is frozen. Since different banks have different regulations, please refer to the regulations of the card-issuing bank for details.

The time for bank card freezing is different under different circumstances:

1. The time for bank card freezing when applying for property preservation.

If you have debts with others, others may apply for property preservation. At this time, a decision may be made to freeze the property. In this case, the bank card will be frozen for up to 6 months, but if After the freeze expires, if the problem is still unresolved, the other party can still apply to continue the freeze, but the period of the second freeze cannot exceed 1/2 of the first freeze, which is 3 months. From this period, the cumulative freeze The period cannot exceed one year.

2. Failure to fulfill the judgment and forced execution.

If the other party is involved in financial disputes and a judgment is made, but within the specified effective execution time, everyone fails to perform their obligations in accordance with the legal judgment, then the other party can apply to take action against the person subject to execution. enforcement measures. After compulsory measures are taken, the bank card of the person subject to execution will be frozen. As for when it will be unfrozen after being frozen, it depends on different situations.

According to Article 31 of the "Regulations of the Supreme People's Court on Seizing, Detaining, and Freezing Property in People's Civil Execution", under any of the following circumstances, the people shall make a ruling to lift the seizure, seizure, or freezing, And serve it to the person applying for execution, the person subject to execution or the person not involved in the case:

(1) The property of the person not involved in the case is seized, detained or frozen;

(2) The person applying for execution withdraws the execution application or give up the creditor's rights;

(3) The property that has been seized, detained or frozen fails to be auctioned or sold, and the applicant for execution and other execution creditors do not agree to accept the debt;

( 4) The debt has been paid off;

(5) The person subject to execution provides a guarantee and the person applying for execution agrees to lift the seizure, seizure, or freezing;

(6) The people believe that the seizure should be lifted , seizure, freezing and other circumstances.

3. Suspected of criminal activities.

If the bank card is frozen due to suspicion of some illegal and criminal activities, such as participation in or other illegal and criminal activities, there is no fixed period for the bank card to be frozen. However, when handling cases, law enforcement agencies will still abide by the relevant legal provisions of freezing for up to 6 months and freezing period for up to one year.

Only due to the needs of the case, after the one-year freezing period expires, if the case is not resolved, the law enforcement department may continue to apply to freeze the bank card of the party concerned if it deems it necessary.

If these illegal and criminal activities are not settled for a long time, the bank card will remain frozen until the case is completed.

Can points frozen on a credit card (debit card) be used?

When users use credit card (credit card) points to redeem gifts, the bank will require that the user's credit card (credit card) is in normal status, so the credit card (credit card) is frozen and the user will not be able to use the points. . A frozen credit card (debit card) can be unfrozen. After solving the problem, the user can actively apply to unfreeze it. When the status of the credit card (debit card) returns to normal, the user can use the credit card (debit card) points.

There are also a very small number of banks that allow users to use points when their credit card (debit card) is frozen. Since different banks have different regulations, please refer to the regulations of the issuing bank for details.

Why are the PSBC China Resources Credit Card points frozen?

It should be because there is an overdue date at the bank or a bad credit record. You need to ask customer service what is the reason, and then hurry up deal with.

When users use credit card points to redeem gifts, the bank will require that the user's credit card status is normal, so the credit card is frozen and the user will not be able to use the points. A frozen credit card can be lifted. After the user solves the problem, he or she can actively apply to lift the freeze. When the credit card status returns to normal, the user can use credit card points.

How to unfreeze the frozen points of CITIC Bank Credit Card

1. First, you can call the CITIC Credit Card Customer Service Center to give a truthful explanation of the situation.

2. Secondly, repay the money effectively.

3. Finally, the bank can help users unfreeze their credit cards.

This is the end of the introduction about the freezing of credit card points and the situation of freezing credit card points. I wonder if you found the information you need?