1. What is the process of installment car purchase with China Construction Bank Dragon Card?

1. Apply to China Construction Bank to use its Dragon Card credit card (excluding student cards, business cards, supplementary cards and guaranteed cards) Customer) purchases a family car at a designated dealer of our bank;

2. China Construction Bank inquires and retains a The identity, property, credit and other relevant information of the party are collected, and the obtained information is used for credit approval, post-loan management, quota approval, credit verification, objection handling and other related banking services.

The applicant authorizes the bank to submit the applicant's identity information, contact information, account information, credit information (including bad credit information), etc. to the People's Bank of China's basic financial credit information database and legally established credit reporting agencies. Related information.

After approval by China Construction Bank, the approved amount will be divided into several equal installments, and the cardholder will repay the loan monthly within the agreed period and pay a certain handling fee.

3. You can freely choose 12, 18, 24, 36, 48 or 60 installments (monthly). The handling rates are different for different cooperative dealers and different phases. The details are subject to the announcement by the cooperative dealer.

Extended information:

"China Construction Bank Installment Card Use Agreement and Dragon Card Credit Card Car Purchase Installment Business Terms"

6. Party A's installment handling rate It should be borne according to the filling standards in the contract with Party B. Other installment card fees should be borne according to the charging standards published by China Construction Bank. After the adjustment of Party B's fee standards takes effect, if Party A continues to use Party B's installment card and related services, it shall bear various fees according to the new standards.

7. Party A deposits funds into the installment card; if there is a debt in the card, the deposited funds will be used as repayment to offset the debt immediately. The remaining funds after offsetting the arrears will become Party A's overpayment on the installment card. The excess payment can be withdrawn in cash, but cannot be used for consumption. Party B will not pay interest on Party A's installment card overpayment.

8. The goods or services purchased by Party A using the installment card are provided by the merchant, and the merchant assumes all responsibilities related to the goods or services. Party B only provides installment card payment services and has no agency, distribution, guarantee or other relationships with the merchants. Transactions between Party A and merchants or other institutions shall be settled by both parties themselves, and Party A may not refuse to repay the debt for any reason.

China Construction Bank - Installment Car Purchase

China Construction Bank - Dragon Card Installment Card Application Agreement

2. Where can I get the CCB car purchase discount?

Step one: Receive car purchase coupons. During the event period, when consumers purchase a car at a 4S store, they can receive and use the car purchase coupon through the "CCB Life APP". After completing the car pick-up procedures, the 4S store will assist the consumer to submit the car purchase contract, invoice, identity certificate and other relevant materials. Due to limited places in each store, tickets are sorted by time, first come first served, while supplies last (the deadline for uploading information is September 30). (Click here for the data upload channel)

Step 2: Data review. After the uploaded information is reviewed, the review results will be notified within 5 working days. Anyone who fills in false information or provides false materials will be disqualified from participating in the event.

Step 3: Verify the car purchase voucher. Within one month after passing the review, the corresponding write-off amount of the car purchase voucher will be transferred to the 4S store account through China Construction Bank, and the 4S store will return it to the consumer.

3. How to receive the 2021 car purchase subsidy?

Individual application method for the 2021 national car purchase subsidy

1. Offline application

1. Consumers purchase new energy vehicles that meet the standards by themselves and display the new energy vehicle License plate;

2. After the consumer purchases a new energy vehicle, he or she must provide proof of purchase to the 4S store (identity certificate of the consumer purchasing the vehicle, purchase invoice of the new energy vehicle purchased during the event, driving record of the new energy vehicle purchased during the event) certificate, subsidy application form, etc.);

3. The car purchase certification materials must be initially reviewed by the 4S store, copied and stamped with the company's official seal;

4. City, county (city, The district) commerce department organizes a third party to review the car purchase certification materials that have passed the preliminary review. After passing the review, the subsidy will be credited to the bank card submitted by the car purchaser.

2. Online application

1. Log in to the "CCBgo" APP and click on the new energy subsidy to receive it.

According to the "Notice of the Ministry of Finance, Ministry of Industry and Information Technology, Ministry of Science and Technology, and Development and Reform Commission on Further Improving Financial Subsidy Policies for the Promotion and Application of New Energy Vehicles" issued on December 31, 2020:

The subsidy standards for new energy vehicles in 2021 will be reduced by 20% based on 2020. Among them, there is no subsidy for pure electric passenger cars with a driving range of less than 300 kilometers. The subsidy for pure electric passenger cars with a driving range of 300-400 kilometers (including 300 kilometers) is 13,000 yuan; and the subsidy for pure electric passenger cars with a driving range of more than 400 kilometers (including 400 kilometers) The passenger car subsidy is 18,000 yuan.

At the same time, the new policy points out that the selling price of new energy passenger vehicles before subsidies must be less than 300,000 yuan (including 300,000 yuan). In order to encourage the development of the new business model of "battery exchange" and accelerate the promotion of new energy vehicles, Vehicles in "battery swap mode" are not affected by this regulation.

4. What are the discounts of Jiangsu CCB Longka Car Card?

I can provide some discount information in Zhejiang. Forty times of free car washing a year. Gasoline with No. 93 or above is five cents cheaper per liter. (Sinopec) consumption points can be exchanged for gasoline, annual inspections, road maintenance fees, and free rescue (except for areas other than highways, if the car is in good shape and there is no gasoline, you can also get two liters of gasoline) Millions of insurance (whether by boat or plane , you don’t need to buy insurance for your car, this card comes with free airport VIP service (some airports can go to the VIP area to wait for your flight, free drinks, and access the Internet). From time to time, there will be groups...