1, Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
2, the first is the standard card, which is aimed at the general public and has no specific directivity. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.
3. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.
4. Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with a minimum of 10 yuan RMB (free for platinum cards and unlimited cards/world cards) and a minimum of 15 yuan RMB/US$ 3 (free for unlimited cards/world cards), and a foreign exchange fee of 654,300 yuan.
5. Guangfa RMB ordinary card: the annual fee of the main card is RMB/year in 40 yuan, RMB/year in 30 yuan, and the annual fee of Guangfa RMB gold card is RMB/year in 80 yuan and RMB/year in 48 yuan. Guangfa dual-currency Capka: the annual fee of the main card is 90 yuan/year, the annual fee of the auxiliary card is 45 yuan/year, the annual fee of the main card is 260 yuan/year, and the annual fee of the auxiliary card is +030 yuan.
Operating environment: mobile phone model: Huawei P50Pro
System version: HarmonyOS system 2.0.
Software version: Guangfa Pocket Bank APPV7.6.0