Credit card repayment products are very popular now. Many people use credit card repayment products to repay their credit cards, thus reducing the pressure of credit card repayment and avoiding overdue credit cards. Like credit card replacement products, saving money is a very popular one. So, how long will it take to return the credit card? What if the credit card is not paid back? I will answer your question today.

Forget it. How long will it take to return the credit card?

According to official data, it usually takes 1 to 2 working days to repay the credit card. Basically, it will be received within 24 hours, but there may be occasional delays.

According to many netizens who have used provincial credit cards, when using provincial credit cards, it is basically seconds.

Save it. The credit card hasn't been there or what?

First, institutional issues.

When you pay back your credit card by saving money, sometimes your arrival time may be delayed because the system is being repaired or upgraded.

Second, the issue of bank liquidation time.

Although credit cards can be repaid in seconds, the specific arrival time depends on the arrival time of your repayment bank, so the arrival time of different repayment banks may be different. If it hasn't arrived yet, it may be that the bank hasn't started liquidation yet.

The above is the question of "how long can the credit card be repaid". What have you not received? "The answer. It is still very fast to return the credit card. It only takes one or two days for the level to arrive, and many times it takes seconds. If you don't receive the credit card when you return it, you can consult customer service to see if it is the above reasons.

60% off credit card, is it really so easy to use?

Save money is a platform for credit card users to provide low-interest and efficient credit card bill installment. The loan amount is 20000-20000, the monthly interest rate starts from 0.9 1%, the loan period is divided into 3/6/ 12 installments, and the repayment method is equal principal and interest. If you like shopping by credit card, but you are worried about the credit card bill with large interest every month, try saving this product.

1. What are the advantages of saving money and paying back the credit card?

There are three advantages to saving money and returning credit cards:

1) the account is received quickly, and the credit card can be returned in 3 seconds at the earliest, which is not normal. 2) Support almost all credit cards of domestic banks, including China Bank, Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank, Bank of Communications, Guangfa Bank, Shanghai Pudong Development Bank, Minsheng Bank, China Everbright Bank, Ping An Bank and commercial banks in various cities. Is it convenient?

3) The interest rate is low, and it is 60% off the credit card repayment rate 18.25%. Isn't it attractive?

Second, what conditions and materials are needed to apply for the province?

The application conditions and required materials are relatively simple. As long as you are a China citizen aged between 18-60, you can apply. The required materials include: 1 bank card information; 2 ID card; 3 commonly used mobile phone numbers; 4 savings card. When you are ready, just follow me to apply.

Third, how to apply for opening?

You can complete the registration application by taking photos and identifying your ID card. The whole process can be completed in 5 minutes, which is much simpler than the credit card application process ~

The specific application process is as follows:

1, download the provincial app

2. Enter the mobile phone number to register.

3. Complete the certification and obtain the initial credit line.

4. Add credit card information

5. Set the transaction password and add contact information.

6. Mobile phone operator authentication

After completing the above steps, you can apply for credit card repayment.

Fourth, how to repay the loan?

There are two repayment methods to choose from. ① Self-service repayment. Click the repayment button in the provincial app, and select the amount to be repaid and the bound bank card for repayment.

2 automatic repayment, automatic repayment is very convenient, but it should be noted that the amount in the bound savings card should be sufficient, so that it will be automatically deducted on the repayment date.

If the repayment is not made in time, the overdue fine will be charged at 5% of the current unpaid principal, and the overdue penalty will be charged at 0.5% of the current unpaid principal every day from the last repayment date; Moreover, overdue records will also go to the credit information system, so be careful not to be overdue.

Save it. Can I refund someone else's credit card?

You can't pay back your credit card, but you want to pay high interest in installments. If you are worried about paying back your credit card, try the provincial app introduced to you. It is said that he can help you pay back your credit card, and the installment interest is much cheaper than the credit card. Some friends here will ask, can I use the money saved to help others pay back their credit cards?

Save it is a software that allows cardholders to return credit cards on their behalf. It originated from the "balance compensation" business. The principle is that financial institutions first use their own funds to settle credit card bills for customers, and then establish repayment relationships with customers. In other words, Shengbai provides funds to pay back your credit card, and then you return the money to Shengbai.

First, how can I repay my credit card without saving money?

1. First, you have to apply for deposit. To apply for deposit, you need to provide ID card, common mobile phone number, deposit++and so on. The application process is very simple, as long as you pass the ID card verification, then bind the savings card, and then set your personal information.

2. After the application is successful, the provincial unified evaluation committee will provide you with an available credit line according to your credit situation, and you can repay your credit card with the given credit line.

3. After paying back the credit card, you can save it. If you don't have that much money at the moment, you can apply for installment payment. The expected annualized interest rate of provincial installment is 30% of the expected annualized interest rate of credit card installment, which is very cost-effective.

Second, can I return someone else's credit card?

Since the applicant's ID card and mobile phone number are provided when applying for exemption, in principle, only the applicant's own credit card can be returned, and it is not established to help others return the credit card.

Only when you provide someone else's ID number and mobile phone number after application can you return someone else's credit card.

The above is for everyone to introduce "can I return someone else's credit card without saving money?" I hope it will help everyone.

Is saving the generation reliable?

Still more reliable.

The province is engaged in the business of paying the balance. If your credit card is maxed out and there is pressure for one-time repayment, you can use the provincial loan. But the province needs to apply for registration before it can lend you money.

Bai Sheng is a mobile phone software that provides low-interest and efficient credit card billing installment for credit card users. Developed by Samoyed Jin Fu, Shenzhen, it is an internet financial product that launched online balance compensation earlier in China.

The operation principle of "saving money" is that when the credit card bill is due, the bank will generally provide two repayment methods: "bill installment" and "minimum repayment amount" to buffer the repayment pressure of users, but the corresponding users will have to pay a high interest of 18.25% (annualized).

Saving money is the third repayment method of credit card besides "bill installment" and "minimum repayment amount"; The approval speed can be up to half an hour at the earliest, and at the same time, the credit limit can be added to the credit card limit to repay the credit card bill, or enjoy the interest rate of 60% off the minimum repayment rate of the credit card (18.25% annualized).

Its product advantages are:

1. One quota: you can apply without asking, and a song can easily get 1 quota;

2. Three seconds to the account: only 3 seconds, credit card repayment quickly arrived, and all banks were wiped out in one net;

3. 40% discount: the minimum repayment rate is 60%, and repayment is made in installments. The better the word of mouth, the greater the discount.

Extended data

Ant Flower Bud is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.

By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. On May 6th, 2008, Bai Hua announced its opening to banks and other financial institutions.

The industry believes that banks and other financial institutions have experience in capital and risk control, while Huayuan has consumption scenarios and risk control data. Both sides have their own strengths and complementary advantages. Therefore, cooperation can not only make finance truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, which is conducive to the development of the industry.

Forget the credit card introduction. Let's call it a day.