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I work in a private enterprise with a guaranteed monthly salary of 3000 yuan. I have no car or house. Can I apply for Huaxia credit card?
As long as your previous credit card is not overdue, you can apply for Huaxia Credit Card normally and submit proof of work income, so you can apply.

1. Huaxia Bank Credit Card Application Conditions

Huaxia Bank's credit card application conditions are relatively relaxed. You only need to provide the following certificates:

1, age requirements: domestic residents must be at the age of 18-65, and foreigners must be at the age of 25-65;

2. Job requirements: have a stable work unit, income and fixed residence;

3. Credit requirements: no bad credit record (how to establish a good credit record);

If you need to apply for a supplementary card, the applicant for the supplementary card must be the parent, sibling, spouse or child of the applicant for the main card, aged between 16-25.

Two. Huaxia Bank Credit Card Application Required Materials

1. Identity certificate: generally, it is an ID card (both front and back copies are required), and soldiers need to provide a copy of their own military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.

4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.