The grace period of CCB's credit card is 3 days. The definition of credit card grace period refers to the extension of the repayment date of credit card bills to provide repayment flexibility and avoid overdue repayment. Grace period is usually calculated in days, and different banks may have different lengths of grace period.
According to the regulations of China Construction Bank, the credit card grace period is usually 3 days. The cardholder's repayment within 3 days after the bill repayment date will not be regarded as overdue. This setting is a convenience for cardholders, which can reduce the pressure and inconvenience caused by missing the repayment date.
grace period actually provides a buffer mechanism for cardholders. For example, the bill repayment date of a credit card of China Construction Bank is the 1th of each month, so the cardholder can complete the repayment operation before the 13th, and it will not be considered as overdue repayment. This provision is a good guarantee for cardholders who may delay repayment slightly for various reasons. However, cardholders should also pay attention to the fact that although the grace period is a humanized design, it does not mean that it can be abused. We should try our best to complete the repayment before the repayment date so as not to affect personal credit.