Which credit card is better for Haitao and consumption abroad to run China Bank? Please recommend it.

If you have a dual-label card of Bank of China, you can spend it overseas through UnionPay or international organizations. If you have a single-label foreign currency card, you can spend it overseas through international organizations.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.

which credit card is better in consumption abroad?

With the development of society, people's living standards have been constantly improving, and the Chinese New Year is coming soon. Traveling abroad on holidays is no longer a new thing. However, in consumption abroad, it is very troublesome to use cash before paying, so the convenience of credit cards in consumption abroad is revealed. So which is the best credit card in consumption abroad in 216?

1. All-currency credit cards

With the pace of Haitao, all-currency cards of major banks are being promoted in China in full swing. Haitao, a full-currency credit card, automatically converts RMB, exempting the currency conversion fee, which is deeply loved by consumers. No matter where online and offline foreign currency transactions are, they will be automatically converted into RMB, which will save the currency conversion fee, and you only need to repay in RMB.

full currency card I'd like to introduce Bank of China and China Construction Bank. In overseas credit card swiping activities, BOC and CCB can be described as old rivals, and all activities can be described as "you have everything, I have everything". They have many marketing activities, online and offline cashback, and double points are not lost. The card type has a long operation time and is relatively easy to handle. The activity of CCB is slightly stronger than that of BOC, but the integral feedback is slightly worse than that of BOC.

There is another simple reason to introduce all-currency cards, that is, more cards will lead to more management costs. There are dual-currency cards for consumption in a single country, but it is not very suitable for people who have more travel needs in many countries. In addition, the full currency card will be cashed back 18% when you buy a gift card at Amazon, which is very attractive.

2. UnionPay Credit Card

UnionPay card with the beginning of 62 is a UnionPay brand card with only one card organization logo on the card surface. When you are in consumption abroad, you can automatically take the UnionPay channel, settle in RMB, and enjoy various overseas benefits of UnionPay.

In Japan, you will see huge banners with "Welcome to UnionPay card" hanging in many big shopping malls and duty-free shops. When you settle accounts in shopping malls in Japan, you will get a discount of about 5% at first, and you will receive a debit notice at the first time of consumption, so that you can know the credit card situation in real time.

Third, Japan Travel Credit Card

Many cities in Japan are really worth visiting again. Many friends around me often visit Japan, and most of them introduce a "Longka Japan Travel Credit Card".

Japan Travel Card is a credit card specially designed by China Construction Bank for middle and high-end customers who need Japanese business travel, shopping, leisure and holiday. After all, it is a directional card, and there are many discounts for Japanese tours. In addition to 6% cashback, there are also some airport VIP rooms and restaurants that are free of charge for one person, free WiFi and so on. Friends in need can visit CCB official website for details.

can I use unionpay's credit card when shopping abroad?

1. For use abroad, you can ask for UnionPay channel or Visa/Master channel;

2. Take the UnionPay channel and directly convert it into foreign currency according to the exchange rate of UnionPay (the exchange rate of the day can be found by Baidu or Google "UnionPay exchange rate"), and there is no handling fee;

3. Take the Visa/Master channel and convert it into local currency according to their exchange rate. If the currency is not US dollars, a currency conversion fee of about 1.5% will be charged.

Therefore, if you spend money abroad, especially in non-US dollar areas, you can use UnionPay, otherwise Visa/Master is likely to generate additional expenses.

There are three kinds of credit cards in China:

1. UnionPay logo. As long as the consumer place has the bank logo, you can swipe the credit card with the UnionPay logo. At present, there are a few merchants with the UnionPay logo abroad;

2. unionpay logo +VISA logo. Cards with VISA logo are basically used all over the world. The vast majority of foreign businesses are VISA logo businesses;

3. unionpay logo +MASRE logo. This card is also very common abroad at present, but the scope is smaller than VISA.

Supplementary note: Therefore, if you want to spend money abroad, I suggest you apply for a dual-currency credit card with the VISA logo.

This is the end of the introduction of what credit cards are used for overseas shopping and what credit cards are better for overseas shopping. I wonder if you have found the information you need?