Hello, our credit card bill installment is divided into two categories: bill installment application and unpaid installment. Time of application for bill installment: From the trading day to the due repayment date, you can freely choose to installment the transactions under RMB or USD account. For unrecorded transactions (except those recorded one day before the bookkeeping date and one day before the bookkeeping date), you can apply for installment between the transaction occurrence date and the corresponding bookkeeping date. For bills that have been issued, you can apply for installment from the day after the billing date to the due repayment date (for customers with automatic repayment in the account, the deadline for application is due repayment date 17:00).

Application amount for bill installment: apply for RMB bill installment, and the minimum application amount for each installment is not less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time. After the installment of RMB or USD bill is successful, the principal and handling fee of each installment will be credited to RMB account, that is, the installment amount of USD bill will be converted into RMB at the exchange rate specified at the time of application.

Application conditions for bill installment: the applicant must hold our personal credit card, have a good record of using the card, and have no delay in repayment at present. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being.

Tips: The above are the necessary conditions for applying for bill installment. Whether the final bill installment application is passed or not shall be subject to the comprehensive evaluation results of our credit card center.

If you have any questions about other credit cards of China Merchants Bank, you can add QQ Corporate Customer Service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation. Thank you for your concern and support for China Merchants Bank!