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Why was Ping An’s credit card overdraft closed?

Risk control, insufficient quota, etc.

1. Risk control: After the credit card is risk controlled, the use of the overdraft function will be restricted. Contact bank customer service or go to the bank counter for consultation and processing.

2. Insufficient credit limit: Insufficient credit card limit will also cause the overdraft function to be turned off. This insufficient quota means that both the over-limit quota and the general quota are insufficient.