In modern society, credit has become one of the important criteria for measuring individuals and enterprises. As one of China's largest credit assessment agencies, Sesame Credit's credit scoring system has become an important tool for people to obtain credit information and conduct credit transactions. In the Sesame Credit score, 750 is regarded as an important watershed, representing excellent credibility and strong trust.

What is Sesame Credit?

Sesame Credit is a credit reporting platform owned by Ant Financial. It is a system that evaluates and records the credit of individuals and businesses based on big data and artificial intelligence technology. By analyzing and evaluating the credit behavior of individuals and businesses, Zhima Credit provides users with a comprehensive and objective credit score. This scoring system can not only help users understand their credit status, but also help users obtain more credit services and conveniences.

How to improve your Sesame Credit score?

Improving Zhima Credit Score is the goal of many people, because a high credit score can bring more credit benefits and conveniences. Here are some ways to improve your Zhima Credit score:

1. Properly manage personal credit cards

Personal credit cards are one of the important factors in Zhima Credit evaluation. Properly managing personal credit cards, including repaying payments on time and avoiding overdue payments, can improve your personal credit score. In addition, using credit cards rationally, not exceeding the limit, and not applying frequently are also keys to improving your credit score.

2. Increase your credit record

The Sesame Credit Score system evaluates individuals based on their credit records, so increasing your credit record is an effective way to improve your credit score. There are many ways to increase your credit record, such as applying for small loans, purchasing credit card installments, etc.

3. Avoid overdue and delinquent payments

Overdue and delinquent payments are one of the main reasons for lowering your credit score. To improve your Sesame Credit score, you must avoid overdue and delinquent payments. Timely repayment and reasonable arrangement of capital flows are the keys to avoiding overdue payments and arrears.

The benefits of having a Sesame Credit score of 750

Having a Sesame Credit score of 750 can bring many benefits. First of all, 750 points is a relatively high credit score, which represents excellent credibility and strong trust. In various credit transactions, having a score of 750 can provide you with more credit services and conveniences. Secondly, a score of 750 can help individuals and businesses obtain more credit lines and loan opportunities. Banks and financial institutions often refer to Sesame Credit Score when approving loans. A score of 750 can increase the success rate of a loan. In addition, with 750 points, you can enjoy more credit benefits, such as credit card limit increases, credit card point rewards, etc.