Of course, if the customer pays back the money after the court decision, it will naturally not be listed as a faithless person by the court; Or the customer does not have the repayment ability, the court should not list the customer as a faithless person, but it is estimated that the assets under the customer's name will be frozen, and then the money will be deducted or mortgaged and auctioned to repay the credit card arrears.
Legal Basis: Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has any of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:
(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;
(2) Obstructing or resisting execution by forging evidence, violence or threats;
(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;
(4) Violating the property reporting system;
(5) Violating the consumption restriction order;
(6) refusing to perform the settlement agreement without justifiable reasons.