Credit cards that are overdue for more than 60 days will have the following consequences:

1. First, the bank will send a collection notice to the overdue person and require repayment as soon as possible.

2. Secondly, overdue records will be reported to personal credit reporting agencies, which will have a negative impact on personal credit records.

3. In addition, the bank may limit or freeze the credit limit of overdue users and suspend the user's right to use the credit card.

If the credit card is overdue for 60 days and not more than 90 days, you may still be able to continue to use the credit card, but the specific situation depends on the bank's policy and judgment. The bank may take the following measures:

1. First, the bank may contact the overdue person through phone calls, text messages, etc. to remind them to repay as soon as possible and inquire about the repayment plan.

2. Secondly, the bank may charge overdue interest and late payment fees, increasing the repayment burden of overdue persons.

3. At the same time, banks may continue to limit or freeze the credit lines of overdue persons to ensure that debts are repaid.

Summary: Credit cards that are overdue for more than 60 days will lead to bank collection, damage to personal credit records, and restrictions on the use of credit cards. If the credit card is overdue for 60 days and no more than 90 days, you may still be able to use your credit card, but you will need to bear additional fees such as overdue interest and late payment fees, and your credit limit may still be limited.

Extended information: Late repayment will have a significant impact on personal credit history. The personal credit information system is managed by the Credit Information Center of the People's Bank of China and assesses personal credit status by collecting personal credit and borrowing information. Overdue records will be recorded on personal credit reports, which will have a negative impact on personal credit scores and may affect the approval results of future applications for loans, credit cards and other financial services. Therefore, timely repayment is one of the important ways to maintain a good credit record. If you encounter difficulties and cannot repay on time, it is recommended to contact the bank in time and formulate a reasonable repayment plan as soon as possible.