Dalian Bank credit card interest only accrues under the following circumstances, and the specific calculation standards are as follows:

1. Minimum repayment:

The cardholder has applied After the minimum repayment amount is repaid, interest will be charged on the remaining unpaid amount at an interest rate of 5/10,000 per day. The calculation formula is: minimum repayment interest = remaining unpaid amount * 0.05 * number of days.

2. Overdue repayment:

After the cardholder uses the credit card to make purchases, if the cardholder does not repay the payment on the repayment date, it will become overdue, and a daily payment of 0.05% will be made. Interest is charged on the interest rate, and interest on overdue repayment = overdue portion * 0.05 * number of days.

3. Cash withdrawal:

After the cardholder uses the Bank of Dalian credit card to withdraw cash, the bank will charge cash withdrawal interest on the cash withdrawal part. The daily interest rate is 0.5%. The calculation formula is: Cash withdrawal interest = cash withdrawal part * 0.05 * number of days.