Two popular withdrawal methods recently:

One is to withdraw money directly from a UnionPay deposit and withdrawal machine. In this case, only half of the credit amount can be withdrawn. For example, the trust limit is 50,000 , you can only withdraw up to 25,000;

Another common way to withdraw cash is to swipe it out on the POS machine. In the virtual messaging method, the merchant charges a small fee and gives you cash directly. And the bank doesn't know how you got it. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit.