As we all know, credit card consumption can accumulate points, and although many card friends have accumulated a lot of points, they find that these points can only be exchanged for small gifts in shopping malls, just like chicken ribs, which is of little use. I accidentally saw that credit card points can be exchanged for cash on some post-it notes websites. Would you like to know if it is true? Here's how to convert credit card points into cash.

Before we get to the point, let's look at the personal experience of a netizen.

One day, the netizen received a short message similar to a bank, saying that 50,000 points in the credit card were about to expire, and asked him to log on to the website attached to the short message and convert the points into cash.

When the netizen was anxious, he quickly clicked on the link and went to a website. The website requires points to be exchanged for cash, and you need to enter credit card number, expiration date, security code, ID card information and SMS verification code. Who knows that the netizen just received a credit card short message less than 5 minutes after filling out this information, only to know that he was cheated.

It can be seen that the so-called exchange of credit card points for cash is actually a premeditated scam.

Of course, it is true that some credit card points are exchanged for cash.

This is not a contradiction. This refers to the indirect conversion of credit card points into cash, that is, the credit card points are converted into other commodities first, and then the commodities are traded out to get cash, which can be realized in the following three ways.

1, credit card points can be redeemed for air miles, and when accumulated to a certain extent, they can also be redeemed for air tickets. Then you can find some people who do air ticket business, change the points into air tickets according to their needs, and then sell the points to them for cash.

2. Many bank credit card points can also be exchanged for movie tickets, and then you can sell the exchanged movie tickets to get cash;

3. You can still get cash by exchanging points for gifts in the credit card mall and then selling them online.

In short, there are many ways to exchange credit card points for cash, but you can't exchange them directly through website links. You need to exchange other things first and then sell them to get cash. Finally, I would like to remind you that the CVV2 code, expiration date and SMS verification code of credit card are the three major security factors of credit card payment. If someone asks you for this information, or enters it on a website, nine times out of ten you are a liar. Don't be cheated.