Other people's credit cards can't be bound to your Alipay. After Alipay's real-name authentication, users can only bind their own credit cards or debit cards (savings cards), and are not allowed to bind non-personal bank cards. According to the relevant regulations of Alipay, the same Alipay account can be registered for fast payment (including cartoons), and up to 30 bank cards can be signed. The same bank card can successfully register up to 6 Alipay accounts.

After the personal credit card is bound to Alipay, users can use Alipay to repay the credit card arrears in peacetime. When returning goods, a handling fee of 0. 1% will be charged for the part exceeding 2,000 yuan, with a minimum of 0. 1 yuan per transaction. If the repayment is excessive, the handling fee will be more. At this time, you can choose other ways to return.

Usually, Alipay provides users with different services, such as investment and financial management, loan, recharge payment, transfer and remittance, and opening a family account for parents. Users can use it according to their actual needs, but they must abide by the relevant regulations when using it.

Alipay is a third-party payment platform, which is divided into "personal account" and "enterprise account" when registering. It is affiliated to Alipay (China) Network Technology Co., Ltd., its shareholder is Zhejiang Ant Microfinance Service Group Co., Ltd., and its foreign capital includes Shanghai Kehai Network Technology Co., Ltd. and Alipay (Shanghai) Network Technology Co., Ltd.

Version information: Take Alipay 10.2.60.8000 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.