CCB’s one-core dual-application Longka Yaohong credit card. Long Yaohong Credit Card is a credit card jointly launched by China Construction Bank, American Express and American Express. It is also the first RMB credit card under the American Express brand of China Construction Bank. Because it is a card jointly launched by the United States and Dragon Card, the Yao Hong Card has the function of one core and two applications, which means that it can be consumed at home and abroad. The main reason for launching Dragon Credit Card is to provide cardholders with convenient and diverse shopping experiences at home and abroad. Naturally, this credit card is suitable for this group of people. The Longyao Red Card charges an annual fee of 160 yuan per year. After the applicant successfully applies for a credit card and obtains a physical card, users can enjoy annual fee reductions if they swipe the card more than three times in the year.

1. Levels of Longyao Red Credit Card

Longyao Red Card is a gold-level shopping card. The interest-free period is 50 days, and the maximum cash withdrawal amount is 50% of the available credit card amount. The withdrawal fee is 1% of the withdrawal amount, with the lowest domestic fee being 2 yuan. If the user cannot repay the loan after using it, a minimum repayment strategy can be adopted. Among them, the minimum repayment amount is 10% of the current month’s bill and 0.05% of the daily interest. To put it simply, the Long Card Yao Hong Card charges an annual fee. However, the annual fee charged is not mandatory and can be reduced or reduced, so the pressure on cardholders is not great. Cardholders can enjoy annual fee reductions as long as they get a credit card and swipe the card more than three times a year.

2. Conditions required for applying for a credit card

1. The person must be 18 years old or above, and the party concerned must have full capacity for civil conduct;

2. Cardholder The salary income is legal and stable, and there is no bad credit record;

3. The cardholder should provide valid personal identity documents;

4. Provide the bank with personal work certificate, income certificate and Proof of financial status.

5. Provide personal residence certification documents, copies of household registration books or subdistrict office certification materials, etc.

These are the basic requirements for applying for a credit card.

To sum up, users who want to apply for a Dragon Card need to have clear knowledge about the card. After successfully applying for a credit card, you need to swipe the card, otherwise you will need to pay an additional annual fee, which will inevitably cause stress.