Generally, it takes 15 days after receiving the SMS notification of sending the card.

After the credit card center receives the application materials, it usually takes 10 working days to review. Once the card is approved and the card is sent, the customer will be reminded by text message. Generally, you can receive the card within 15 days of receiving the card notification text message.

Take the China Merchants Bank supplementary card as an example: Generally, you can receive the card within 15 days of receiving the card issuance text message.

Credit card application review requires a comprehensive assessment by China Merchants Bank’s credit reporting system, which takes into account many factors, such as age, job stability, income, credit history, etc.

If the applicant’s job or financial information changes, he or she can resubmit the information after 3 months. All application materials submitted by applicants will be properly handled by China Merchants Bank to ensure privacy and security.

Extended information:

China Merchants Bank Credit Card Customer Service Center was named "China's Best Call Center of the Year" as early as 2004 at the China Call Center Operation and Customer Relationship Management Conference , is the only award-winning unit in the domestic financial industry. In 2002, China Merchants Bank realized integrated and professional credit card services.

Annual fee-free policy: swipe the card 6 times for the Standard Gold Card to waive the annual fee for the following year (MSN package card, VISA-MINI card, VOGUE titanium card, NBA credit card (applied before April 2008) , (Platinum cards and unlimited cards do not enjoy this annual fee exemption, and business credit cards need to be implemented in accordance with the agreement)

Cash withdrawal handling fee: domestically, it is 1% of the amount of each cash advance transaction, with a minimum charge of RMB10. Yuan/transaction (starting from January 2009). Overseas, the minimum charge is USD3 yuan/transaction or RMB30 yuan/transaction based on 3% of the amount of each cash advance transaction (it will be charged if there is a cash withdrawal, regardless of the same city or different place)

The maximum interest-free period is 50 days. The final payment date is 18 days after the bill date.

Multiple account management: Daily repayment of the limit is guaranteed.

Online payment: Alipay: single limit 499.99 yuan, Taobao credit card payment function is not limited by amount, single-day credit card maximum limit (other websites depend on the limit of each merchant)

Merchant Installment Business: (Except credit limit) Support interest-free installments (3 installments, 6 installments, 12 installments) for specific merchants

Bill installment: Support RMB and USD bill installments (including transactions that have not yet been billed and those that have been issued). When applying for installments with RMB bills, the minimum application amount shall be no less than RMB 300 per time; for USD bill installments, the minimum application amount shall be no less than US$100 per time on the day after the bill is issued. Before the final repayment date, you can apply through customer service hotline, online banking, interactive SMS, ATM, mobile banking, PAD banking, mobile life and other application channels.

Billing date: 3. 5, 7, 10, 12, 15, 17, 20, 22, and 25 are billing days, and cardholders can change it every six months.

Card type: Regular card (limit 3,000-50,000). yuan), gold card (limit 10,000-50,000 yuan), platinum card (limit 50,000 yuan or more)

Currency: RMB, RMB/USD

Reference: Investment Promotion Credit Card Official Website-Credit Card Mailing Progress Inquiry