Current location - Trademark Inquiry Complete Network - Overdue credit card - What to do with a pure visa card in the country?
What to do with a pure visa card in the country?

Pure visa cards can be processed at major domestic bank outlets. Generally, credit cards are divided into three versions: UnionPay version, MasterCard version, and visa version. You can choose by yourself when applying. For pure visa cards The card must be used at a machine with the Visa logo.

VISA cards can be used to withdraw cash in China, and cash withdrawals can be handled at ATMs with the VISA logo. According to the regulations of the China Banking and Insurance Regulatory Commission, the number of cash withdrawals per day for foreign cards is two, and the maximum amount for each VISA card is RMB 1,000.

Visa credit card, also called an international credit card, is universally accepted and can be used at more than 22 million special merchants with the VISA logo around the world, and can be withdrawn with passwords at more than 800,000 ATM machines with the VISA logo around the world. local currency. UnionPay POS machines are usually used in China. There are relatively few POS machines with Visa channels. Although they can be used domestically, visa channel ones can generally only be found in foreign-related places such as foreign-related hotels, high-end shopping malls, and airport duty-free shops. POS machine, so usage will be limited.

1. Although the payment for visa card consumption is in U.S. dollars, RMB will first be converted into U.S. dollars and credited to the cardholder’s U.S. dollar account, which will involve a currency conversion fee; in addition, the cardholder When repaying the loan, you must use RMB to purchase U.S. dollars for repayment. This will involve exchange rate conversion fees, so it is not cost-effective.

2. Agricultural Bank of China credit card withdrawal method: Agricultural Bank of China credit card users can withdraw cash with the transaction password from an ATM with a UnionPay logo or a VISA logo displayed on your credit card at home or abroad. cash. You can also withdraw local currency at the counters of various Agricultural Bank of China outlets or overseas bank outlets with the logo of relevant credit card organizations or VISA and other companies.

3. Agricultural Bank of China credit card cash withdrawal limit and restrictions: Agricultural Bank of China credit card's domestic cash advance per card shall not exceed 2,000 yuan per day. For cash advance at an ATM, the maximum daily limit for each card is 5 yuan. times; the daily accumulation of overseas cash advances per card shall not exceed 1,000 US dollars or its equivalent in foreign currency, and the monthly accumulation shall not exceed 5,000 US dollars or its equivalent in foreign currency.

The cash withdrawal limit of Agricultural Bank of China’s credit card generally does not exceed 50% of the credit card limit. For details, please call Agricultural Bank of China’s customer service hotline.